Maximum Loan Eligibility Calculator (TDSR)

Affordability Calculator

Find out the maximum amount you can loan and what you can afford to buy. Affordability Calculator is based on private residential property.
Main Applicant
Eg; 35
Eg; 5,800
Eg; 5,800
Sum of your minimum payments across all cards
Do not include existing property if you intend to sell within 6 months.
Joint Applicant (if any)
Eg; 35
Eg; 5,800
Eg; 5,800
Sum of your minimum payments across all cards
Do not include existing property if you intend to sell within 6 months.
Total Debt Servicing Ratio (TDSR)
Affordability


*Max Loan Amount can be increased using other legal funding techniques if required. Contact us for more information.
*Max Loan Amount is based on assumption that you currently do not have any other existing housing loan.
#Max Property Purchase Price increase according to your Max Loan Amount. Can also be increased if you have additional cash on hand.
^The results provided by this calculator assume the accuracy of the users inputs and are based on corresponding rules and regulations as set out by the Monetary Authority of Singapore (MAS). The results are provided as a general basis for information and does not constitute an approval from any bank or financial institution. Results as indicative and for illustrative purposes. Any person acting upon or in reliance of this information does so entirely at their own risk. No warranty whatsoever is given and no liability is accepted by us behind this calculator for any loss arising directly or indirectly as a result of any action or omission made in reliance of any information presented herein at any time.